The decision around whether to get some home help or move to where you or a loved one can get support and care is never an easy one. But from 1 July changes to the aged care system should give individuals and families a clearer understanding of the choices they have and the cost of […]
Selling shares when prices have tumbled or buying a house at the height of a property boom only to dispose of it when the market falls are among the financial set-backs that can happen to anyone on the road to retirement. Everyone makes mistakes during their investment lifetime; the trick is to avoid them when […]
One of the big swings in thinking around investment management relates to the perceived importance of asset allocation, ie the relative exposure to asset classes like global shares, Asian shares, Australian shares, bonds, unlisted property and cash. Through the long strong secular bull market that went from 1982 through to 2000 (or up to 2007 […]
A person’s home is their castle and any equity in it is the owner’s to use as they wish. But the large amount of untapped wealth that is tied up in homes around the country has not gone unnoticed by the Government and others. Two high profile reports as referred to below have raised the […]
There are 5.2 million boomers in Australia born from 1946 to 1964. This compares with six million generation Xers born between 1965 and 1983. Generation Y, born across the 18 years to 2002, is expected to peak at about 7.4 million next decade.[1] With Australia’s population expected to swell by mid-century and the first wave […]
Will your insurance stretch to cover the needs in your life? Most Australians fall way short – as you’ll read here. Over 95% of Australian families don’t have enough insurance, meaning we are underinsured by a collective $1.37 trillion.1 But just take a moment to think about what would happen if you were out of […]
With a Transition to Retirement strategy you can continue working and access your super. Retirement used to represent a sharp break with the past—one day you were working full time, the next you were sitting at home with the rest of your life ahead of you. These days, the transition doesn’t have to be quite […]
Dr. Shane Oliver shares his thoughts on interest rates, the death of car manufacturing in Australia and the opportunities for investment markets this year. Read on for some insightful answers. Why are interest rates so low and do you expect to see rates increase this year? The interest rates we now have are necessary to […]
AMP’s digital tools can help you take control of your money and own your tomorrow Technology is changing the way we live. Whether it’s buying our groceries or finding out what’s happening in the world, we expect instant access. And it’s no different when it comes to our money. At AMP we’re helping you access […]
The increasingly complex nature of investment markets leads many to adopt simple rules of thumb often based on common sense, when making investment decisions. Unfortunately though, the forward looking nature of investment markets means such approaches often cause investors to miss out on opportunities at best or lose money at worst. This note reviews some […]